Zombie-Property Numbers Are Rising

first_img Servicers Navigate the Post-Pandemic World 2 days ago 2021-05-27 Christina Hughes Babb Zombie-Property Numbers Are Rising in Daily Dose, Featured, Market Studies, News Home / Daily Dose / Zombie-Property Numbers Are Rising Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago 3 days ago 655 Views Share Save A very small percentage of the country’s total stock of some 99 million residential homes were zombie properties—pre-foreclosure properties that have been abandoned—in the second quarter of 2021, according to ATTOM Data Solutions, but the numbers have risen since the first quarter.One of every 12,256 homes in the second quarter sit empty in the foreclosure process, up from one in 14,825 in the first quarter of 2021 and up from one in 12,967 in the second quarter of last year.How are zombie homes on the rise in the midst of a nationwide foreclosure moratorium? Could this be a signal of things to come once the moratoria lift? The pros say they need more time and data to determine definitive answers.”The latest numbers show a spike in zombie properties during the second quarter that stands out compared to recent times, especially given the moratorium. It may simply be due to lenders foreclosing on homes that were already abandoned. We are watching that closely to see what it means and whether it’s the start of new trend,” said Todd Teta, Chief Product Officer with ATTOM Data Solutions. “But even with the increase, zombie foreclosures are still just a dot on the housing market radar screen, which is more testimony to how strong the housing market remains. You can still walk around most neighborhoods around the country and literally not find a single empty house going through the takeover process, and that remains very good news for current homeowners, as well as potential homeowners.”RealtyTrac’s EVP Rick Sharga also offers his insight:”We’ve seen this before—government officials who are trying to prevent unnecessary defaults delay foreclosure proceedings for so long that the distressed borrowers simply abandon the property before the foreclosure takes place,” Sharga said. “There are probably two things behind the increase in Zombie foreclosures: First, the fact that most foreclosure starts today are on vacant and abandoned properties; and second, there were also almost 250,000 loans in foreclosure prior to the pandemic, and they’ve been in limbo for over 14 months. Very likely that some of the borrowers in those properties have moved on, but lenders have been prohibited from beginning foreclosure proceedings on those loans.”The highest numbers of zombie properties are located in northeastern and midwestern states such as New York (2,052), Ohio (1,033), Florida (1,021), Illinois (897), and Pennsylvania (401).More details are included in the full report at ATTOMData.com. Subscribe Related Articles Demand Propels Home Prices Upward 1 day ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Freddie Mac Names Michael DeVito New CEO Next: Fannie Mae Announces New EVP, Head of Single-Family Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post About Author: Christina Hughes Babb Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 1 day ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days agolast_img read more

Billy Joel to Play Last Nassau Coliseum Show

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Long Island music legend Billy Joel has been booked to perform the final concert at Nassau Veterans Memorial Coliseum before the arena closes for renovations this summer, promoters announced Friday.Tickets for the Aug. 4 show will be on pre-sale starting at 10 a.m. April 27 for American Express card members and will be open to the general public at the same time on May 1, according to Ticketmaster. Ticket prices will range from $49.50 to $119.50.“Who else but Billy Joel could play the final show at Nassau Coliseum?” said Brett Yormark, chief executive officer of the Barclays Center, who will oversee the Forest City Ratner Company’s subsidiary, Nassau Events Center, which is taking over the venue.Yorkmark had alluded to The Piano Man’s performance two years ago while touting the types of events planned for the arena after it undergoes a $260-million facelift. During a press conference at center ice under a banner bearing Joel’s name that hangs form the rafters, he promised “a historic closing and opening by a world-class artist perfectly suited for the occasion like what Jay Z’s opening eight shows did for Barclays Center.”It has not been announced if Joel will perform the coliseum’s reopening as well. The 65-year-old Centre Island resident, who grew up in Hicksville, will play the coliseum between his monthly residency performances at Madison Square Garden, whose owners lost a bid to renovate the Uniondale arena. He has played 31 shows at the coliseum, with the last performance being a nine-show run in 1998.The announcement comes as the coliseum’s anchor tenant, the New York Islanders, near their last games in the only arena they have ever called home before they move to the Barclays Center in Brooklyn next season.After the final concert, the arena coliseum is scheduled to reopen in December 2016.Tickets for the Joel show can be purchased online at ticketmaster.com or by calling 800-745-3000.last_img read more

New GE Wheat Plants Found

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Mary KennedyDTN Cash Grains AnalystMINNEAPOLIS (DTN) — USDA’s Animal and Plant Health Inspection Service (APHIS) has confirmed the discovery of genetically engineered wheat plants growing in an unplanted agricultural field in Washington state.U.S. Wheat Associates and the National Association of Wheat Growers issued a joint statement saying they were aware APHIS had confirmed the discovery of the plants. “APHIS says the GE wheat in question is resistant to the herbicide glyphosate,” stated USW and NAWG.This is the first such discovery in three years, and the fourth U.S. case of such wheat since 2013, when first discovered in Oregon.In their news release, USW and NAWG said that, “We believe APHIS is well prepared to identify additional information about this discovery and has confirmed to us that:— there is no evidence suggesting that this wheat event, or any other GM wheat event has entered U.S. commercial supplies or entered the food supply;— there are no GE wheat varieties for sale or in commercial production in the United States at this time, as APHIS has not deregulated any GE wheat varieties;— there is no health risk associated with glyphosate resistance events in wheat based on U.S. Food and Drug Administration evaluations.“We appreciate that USDA is collaborating with our organizations and our state, industry and trading partners to provide timely and transparent information about their findings as they investigate this discovery. We understand samples of the wheat plants from the field in Washington were sent to the USDA Federal Grain Inspection Service lab in Kansas City, Missouri, as well as USDA Agricultural Research lab in Pullman, Washington, for testing and confirmation.“We cannot speculate or comment about any potential market reactions until we learn more from APHIS and have a chance to discuss the situation in more detail with overseas customers. Based on what we know today from APHIS, we are confident that nothing has changed the U.S. wheat supply chain’s ability to deliver wheat that matches every customer’s specifications.”USDA said in its news release that, after previous detections of GE wheat, USDA strengthened its oversight of regulated GE wheat field trials.“APHIS now requires developers to apply for a permit for field trials involving GE wheat beginning with GE wheat planted on or after Jan. 1, 2016. Bringing GE wheat under permit enables APHIS to create and enforce permit conditions that ensure confinement and minimize the risk that the regulated GE wheat will persist in the environment. This detection is a result of events occurring before USDA strengthened its oversight of regulated GE wheat trials,” USDA stated.In the past, U.S. overseas markets showed zero tolerance for the prospect of genetically engineered wheat making it into market. In 2013, when a discovery of volunteer GE wheat was first found in Oregon, there was swift reaction from some of the largest importers of U.S. wheat — Japan, South Korea and Taiwan banned imports of certain U.S. wheat varieties. They temporarily suspended imports of U.S. wheat until there was some kind of proof and assurance that it did not enter the mainstream markets. In 2016, South Korea temporarily halted wheat imports from Washington state after volunteer GE wheat was found there, despite USDA assurances it hadn’t made it into the markets.Mary Kennedy can be reached at [email protected] her on Twitter @MaryCKenn(ES/AG)© Copyright 2019 DTN/The Progressive Farmer. All rights reserved.last_img read more

Reminders about pre-harvest herbicide treatment

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Mark Loux, Ohio State University ExtensionInformation on pre-harvest herbicide treatments for field corn and soybeans can be found in the “Weed Control Guide for Ohio, Indiana, and Illinois” at the end of these crop sections (pages 74 and 141 of the 2019 edition). Products labeled for corn include Aim, glyphosate, and paraquat. Products listed in the guide for soybeans include Aim, paraquat, glyphosate, and Sharpen. Some dicamba products are also approved for preharvest use in all types of soybeans, which escaped our notice until now, so it is not listed in the guide.The basic information for pre-harvest dicamba (for 4 pounds per gallon products) is: apply 8 to 32 ounces per acre as a broadcast or spot treatment after soybean pods have reached mature brown color and at least 75% leaf drop has occurred. Soybeans may be harvested 14 days or more after a pre-harvest application. Do not use pre-harvest-treated soybean for seed unless a germination test is performed on the seed with an acceptable result of 95% germination or better; do not feed soybean fodder or hay following a preharvest application of this product.Preharvest herbicide treatments are primarily intended to suppress/kill and desiccate weeds that can make harvest more difficult. Products with contact activity will cause faster desiccation and leaf drop of weeds but may be less effective at killing weeds compared with systemic products. Effective desiccation with contact herbicides may still require a week or more following application. Differences can vary by weed.The maximum paraquat rate is well below the rate required to actually kill large weeds, but it is still probably most effective for desiccation of morninglory. Glyphosate is not likely to be effective on marestail and waterhemp, and many giant ragweed populations, whereas dicamba may with enough time between application and harvest. The first frost will usually provide the same results, so in a situation where crop maturity is delayed as is the case in many fields this year, consider whether an herbicide treatment is actually needed.Pre-harvest treatments are not intended to be used to speed up crop maturity, and largely do not accomplish this. The restrictions on pre-harvest treatments that specify how mature the crop must be at time of application are designed to minimize any effect of herbicides on crop maturation. Applying earlier than specified could interfere with that process. The residue tolerances for this use are also based on a certain application timing, and failure to follow label guidelines could result in illegal herbicide residues in grain.last_img read more

Why Googles New Beacon Platform Is a Threat to Apples iBeacon

first_imgJuly 16, 2015 Enroll Now for Free Opinions expressed by Entrepreneur contributors are their own. On Tuesday, Google launched an open-sourced beacon format named Eddystone that connects smartphones to nearby objects. Eddystone is a direct competitor to Apple’s iBeacon technology, which launched in 2013.The two use the same basic Bluetooth technology to enable retailers to send customers relevant, hyper-targeted (down to the aisle, in some cases) notifications and ads on their smartphones.But in fundamental ways, the two are different. First, Google’s Eddystone works with both Android and iOS, while Apple iBeacons are only compatible with iOS.As distinctions go, it’s a big one. In the U.S., iPhones account for approximately half of the smartphone market. This means that retailers using iBeacons are only reaching a portion of their customers.Related: The Rise of ‘Nudge’ AdvertisingWhile Eddystone and iBeacon can send notifications to customers’ smartphones, Ars Technica reports that with iBeacons, in order to receive a push notification from Starbucks, for example, a user must first have downloaded the Starbucks app.Eddystone, meanwhile, is able to send customers a URL that opens in a Web browser, enabling Starbucks to send promotions to people in its store who haven’t downloaded the app.Google is working to incorporate Eddystone with its other products to improve user experience, the company said in a blog post. “Soon, Google Now will also be able to use this contextual information to help prioritize the most relevant cards, like showing you menu items when you’re inside a restaurant.”Related: Everything Business Owners Need to Know About Beacons Free Workshop | August 28: Get Better Engagement and Build Trust With Customers Now This hands-on workshop will give you the tools to authentically connect with an increasingly skeptical online audience. 2 min readlast_img read more

The Collections 25 leak of 22 billion email addresses might have your

first_imgIn recent years, hackers have breached companies like Dropbox and LinkedIn by stealing 71 million and 117 million passwords, respectively. This month, Troy Hunt, security researcher identified the first portion of the data dump, named Collection #1, which has a set of breached databases. He represented 773 million unique usernames and passwords. Other researchers have now obtained and analyzed an additional vast database called Collections #2–5. It has 845 gigabytes of stolen data and 25 billion records in all. German news site Heise reported that Collection of 2.2 billion unique usernames and associated passwords has been distributed on hacker forums and torrents. According to the researchers at the Hasso Plattner Institute, 611 million credentials in Collections #2–5 weren’t included in the Collection #1 database. Chris Rouland, a cybersecurity researcher and founder of the IoT security firm Phosphorus.io, who also pulled Collections #1–5 from torrented files, said, “This is the biggest collection of breaches we’ve ever seen.” According to Rouland, as the collection has already been circulated amongst hackers, the tracker file which he downloaded was being seeded by more than 130 people who possessed the data dump. It has also been downloaded more than 1,000 times. In a statement to WIRED, Rouland said, “It’s an unprecedented amount of information and credentials that will eventually get out into the public domain.” According to WIRED, most of the stolen data appears to come from previous thefts, like the breaches of LinkedIn, Yahoo, and Dropbox. WIRED has examined a sample of the data and further confirmed that the credentials are valid, but mostly represent passwords from the previous years’ data leaks. This collection could be used as a powerful tool for unskilled hackers as they can try a technique called credential stuffing. With this technique, users can try previously leaked usernames and passwords on any website with the hope that people have reused passwords. Rouland said, “For the internet as a whole, this is still very impactful.” Who knows if we are targeted too? What should one do? Users can check for their usernames in the breach using Hasso Plattner Institute’s tool. This identity leak checker asks for users’ email address then uses that email ID to generate a list of information including users’ name, IP address, and password, if applicable. It tells the users if a password has been matched to their email address. It can also tell how recent that password actually is. One should change passwords for any breached sites it flags. It is advisable to not reuse passwords, and use a password manager. A password manager can automatically generate unique, secure passwords for the services a user uses. Users should turn on the two-factor authentication wherever possible. Though the two-factor authentication isn’t foolproof, it provides a layer of security. Troy Hunt’s service HaveIBeenPwned helps in checking if the passwords have been compromised, though it doesn’t yet include Collections #2-5. Read Next Internal memo reveals NASA suffered a data breach compromising employees social security numbers Former Senior VP’s take on the Mariott data breach; NYT reports suspects Chinese hacking ties Equifax data breach could have been “entirely preventable”, says House oversight and government reform committee staff reportlast_img read more

Researchers introduce a new generative model HoloGAN that learns 3D representation from

first_imgA group of researchers, namely, Thu Nguyen-Phuoc, Chuan Li, Lucas Theis, Christian Richardt, and Yong-Liang Yang, published a paper titled ‘HoloGAN: Unsupervised learning of 3D representations from natural images, last week. In the paper, researchers have proposed a generative adversarial network (GAN), called HoloGAN, for the task of unsupervised learning of 3D representations from natural images. HoloGAN works by adopting strong ‘inductive biases’ about the 3D world. The paper states that commonly used generative models depend on 2D Kernels to produce images and make assumptions about the 3D world. This is why these models tend to create blurry images in tasks that require a strong 3D understanding. HoloGAN, however, learns a 3D representation of the world and is successful at rendering this representation in a realistic manner. It can be trained using unlabelled 2D images without requiring pose labels, 3D shapes, or multiple views of the same objects. “Our experiments show that using explicit 3D features enables HoloGAN to disentangle 3D pose and identity, which is further decomposed into shape and appearance, while still being able to generate images with similar or higher visual quality than other generative models”, states the paper. How does HoloGAN work? HoloGAN first considers a 3D representation, which is later transformed to a target pose, projected to 2D features, and rendered to generate the final images. HoloGAN then learns perspective projection and rendering of 3D features from scratch with the help of a projection unit. Finally, to generate new views of the same scene, 3D rigid-body transformations are applied to the known 3D features, and the results are visualized using a neural renderer. This produces sharper results than performing 3D transformations in high-dimensional latent vector space. HoloGAN To learn 3D representations from 2D images without labels, HoloGAN extends the capability of traditional unconditional GANs by introducing a strong inductive bias about the 3D world into the generator network. During training, random poses from a uniform distribution are sampled and then the 3D features are transformed using these poses before they are rendered into images. Also, a variety of datasets are used to train HoloGAN, namely, Basel Face, CelebA, Cats, Chairs, Cars,  and LSUN bedroom. HoloGAN is trained on a resolution of 64×64 pixels for Cats and Chairs, and 128×128 pixels for Basel Face, CelebA, Cars and LSUN bedroom. Other than that, HoloGAN generates 3D representations using a learned constant tensor. The random noise vector instead is treated as a “style” controller and gets mapped to affine parameters for adaptive instance normalization (AdaIN) using a multilayer perceptron. Results and Conclusion In the paper, researchers prove that HoloGAN can generate images with comparable or greater visual fidelity than other 2D-based GAN models. HoloGAN can also learn to disentangle challenging factors in an image, such as 3D pose, shape, and appearance. The paper also shows that HoloGAN can successfully learn meaningful 3D representations across different datasets with varying levels of complexity. “We are convinced that explicit deep 3D representations are a crucial step forward for both the interpretability and controllability of GAN models, compared to existing explicit or implicit 3D representations”, reads the paper. However, researchers state that while HoloGAN is successful at separating pose from identity, its performance largely depends on the variety and distribution of poses included in the training dataset. The paper cites an example of the CelebA and Cats dataset where the model cannot recover elevation as well as azimuth. This is due to the fact that most face images are taken at eye level, thereby, containing limited variation in elevation. Future work The paper states that researchers would like to explore learning distribution of poses from the training data in an unsupervised manner for uneven pose distributions. Other directions that can be explored include further disentanglement of objects’, and appearances ( texture and illumination). Researchers are also looking into combining the HoloGAN with training techniques suchas progressive GANs to produce higher-resolution images. For more information, check out the official research paper. Read Next DeepMind researchers provide theoretical analysis on recommender system, ‘echo chamber’ and ‘filter bubble effect’ Google AI researchers introduce PlaNet, an AI agent that can learn about the world using only images Facebook researchers show random methods without any training can outperform modern sentence embeddings models for model classificationlast_img read more

Mayweather v McGregor The real punch seems to be the ticket price

first_img<< Previous PostNext Post >> By: Tim DahlbergSource: The Associated Press Share Mayweather v McGregor: The real punch seems to be the ticket price Monday, July 31, 2017 LAS VEGAS — It’s supposed to be the hottest ticket in sports.So far, though, fans aren’t exactly storming the box office to buy tickets for Floyd Mayweather Jr.’s fight next month with Conor McGregor.A check online Saturday revealed hundreds – even thousands – of seats still available from Ticketmaster at the T-Mobile arena for the Aug. 26 fight. There are so many open seats that fans with enough room left on their credit cards can buy six tickets together in 162 different spots throughout the arenaThat might be because of the astronomical prices set by promoters – the cheapest original tickets on Ticketmaster have a face value of $3,500. Or maybe fans are just waiting for the right time to buy, hoping the price will go down.Either way, promoter Leonard Ellerbe isn’t terribly concerned. He says the fight will not only sell out, but break records for the richest gate.“We’re very excited and very happy with ticket sales so far,” Ellerbe told The Associated Press “We’re well on our way to smashing our own record which transcended the sport.”That record was a $72,198,500 gate set by Mayweather in his 2015 fight with Manny Pacquiao. That live gate was more than three times bigger than any previous boxing gate.Still, five days after tickets first went on sale, seats throughout the arena are widely available. They are not, however, for anyone a little light in the wallet.Prices start at $3,500 – plus another $300 or so for buyer fees – and climb to $10,000 near the ring. There are “platinum” seats that go for as much as $14,995.More news:  Beep, beep! Transat hits the streets with Cubamania truckThe resale market is nearly as pricey. At Seatgeek.com the get-in price is around $2,000 – for one of the few seats that originally sold at $500 – and the median listing price is about $7,000.There seems to be sticker shock in the marketplace.“There’s fairly little sales going on in general,” said Chris Leyden, a content analyst for SeatGeek.com. “I think a lot of it has to do with where prices are now. I think people are a little uncomfortable paying this much or maybe even more.”The situation is much the same at StubHub, where demand for tickets is lower than it was at the same time before Mayweather’s fight with Manny Pacquiao two years ago.“We’re not necessarily seeing demand levels for the fight yet,” said Johnna Hoff, a StubHub spokeswoman. “The encouraging part is people are buying some tickets.”A UFC spokeswoman did not return calls for comment. Ticketmaster replied to an email by saying it will “decline to comment at this time.”Any sign of slow ticket sales would undercut the argument by promoters that the fight might be the richest of all time, topping the Mayweather-Pacquiao bout that grossed some $600 million.Joris Drayer, a ticketing expert and professor of sports business at Temple, said high prices are likely limiting the market. Drayer said by the time fans spend money on travel and hotels in Las Vegas they would easily be over $10,000 for two tickets, making the pay-per-view a more attractive option.More news:  Universal enhances popular Harry Potter vacation package with new perksDrayer also said some of the smaller resellers who might have bought tickets in the past are likely on the sidelines because the tickets are so expensive that it will be harder to flip them for a profit.“This is the challenge when pricing a one-of-a-kind type of event. No one knows what the demand will be,” Drayer said in an email. “In this case, it seems the promoters overestimated what people would be willing to pay – and how many of those people willing (to) pay thousands would actually attend the event.”The four city promotional tour the two fighters went on attracted large crowds, but fans for the most part got in free. Promoters are also expecting huge pay-per-view sales at $99.95 apiece that could rival the 4.6 million sold for Mayweather-Pacquiao.The demand for the fight is being driven largely by UFC fans, who tend to be younger than boxing fans and may not have pockets quite as deep.Another sign that demand may be lacking – hotel prices for the weekend of the fight. There are still plenty of rooms available online in the $300 to $400 range, including several hotels operated by MGM Grand, which owns the T-Mobile arena. Tags: Las Vegas, WTFlast_img read more