Focus on emerging markets is key

first_img More From Our Partners Native American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.org980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.com‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comConnecticut man dies after crashing Harley into live bearnypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.com Sunday 9 January 2011 10:57 pm Tags: NULL Share THERE is no getting away from it: the outlook for cigarette makers is increasingly bleak. Last week, Citigroup released a comprehensive 72-page report on the future of smoking, which predicted that the habit could virtually disappear in developed countries within 30-50 years. Eventually, higher prices won’t be able to offset rapidly falling volumes. Somewhat fittingly, the industry will die a long, slow death, eventually expiring in 2040-60 (at least that’s Citi’s most bearish prediction). The short-term isn’t particularly rosy either, with the EU and Australia set to recommend generic packaging – the only form of advertising that most tobacco firms have. That’s why Paul Adams is right to pursue opportunities in emerging markets, a strategy he has long pursued (as evidenced by BAT’s £303m acquisition of Indonesia’s biggest maker of clove cigarettes, Bentoel).BAT is already well diversified, with emerging markets accounting for 75 per cent of volumes, 66 per cent of revenues and 60 per cent of profits. When Adams’ successor Nicandro Durante begins next month, his job will be to grow those numbers even further. Focus on emerging markets is key whatsappcenter_img Show Comments ▼ KCS-content whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island Farmthedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.comlast_img read more

Stock market rally: 2 cheap UK shares I’d buy for the 2021 bull market

first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Royston Wild | Tuesday, 1st December, 2020 | More on: FOUR TATE Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Royston Wild “This Stock Could Be Like Buying Amazon in 1997” Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended 4imprint Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Market confidence is bubbling nicely in early December trade as hopes of a Covid-19 vaccine improve. The FTSE 100 and FTSE 250 are continuing to claw back ground lost during the earlier stock market crash. And I’m quietly optimistic that we could be on the tip of a new bull market for UK shares.I’ve kept the faith and continued buying British stocks in 2020 despite the uncertain economic environment. And I plan to keep building my Stocks and Shares ISA as the outlook for corporate profits tentatively improves. Here are a couple more cheap UK shares I’m thinking of buying for the stock market recovery:5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…1) Tate & LyleFTSE 250 colossus Tate and Lyle (LSE: TATE) is a brilliant way to hedge one’s bets in the current climate. A breakthrough on the Covid-19 vaccine front — and a subsequent strong and sustained recovery in the global economy — will allow the food ingredients giant to thrive on improving consumer spending. However, the essential nature of its product ranges means that its profits should remain strong even if the coronavirus crisis drags on in 2021.I’m also encouraged by recent acquisition activity the UK company has executed to boost long-term profits growth. It boosted its position in the stevia sweetener market by buying Sweet Green Fields for an undisclosed sum. The move will boosts Tate & Lyle’s position in the gigantic Asia Pacific market and brings a fully integrated supply chain under its umbrella. It adds more product ranges to the company’s top class ingredients and foods stable too.Today Tate & Lyle trades on a forward price-to-earnings (P/E) ratio of 12 times. The foodie carries a mighty 4.8% dividend yield, too. These figures make it a terrific all-round UK share for value chasers.2) 4Imprint GroupPromotional products manufacturer 4Imprint Group (LSE: FOUR) is a top stock for even the most nervous of investors. As the boffins over at Edison recently commented, this UK share “retains a strong, cash positive balance sheet” despite the crushing impact of Covid-19 while is also has “low fixed costs and capital requirements”.But enough of the bearish stuff. I reckon profits at 4Imprint will thrive during the economic recovery. This UK share might also be among the first to bounce back in 2021 as marketing spending by business tends to rebound during the early part of the economic cycle. The FTSE 250 company can expect demand for its branded pens, umbrellas, notepads, and other paraphernalia to fly should a vaccine be rolled out in the weeks and months ahead.Like Tate & Lyle, 4Imprint isn’t just a top buy for any 2021 stock market recovery. As Edison’s analysts continue, the business has “a market-leading position” in a hugely fragmented sector. And it has considerable balance sheet strength to embark on fresh acquisition activity to bolster future earnings growth too. Today this UK share trades on a forward price-to-earnings growth (PEG) ratio of 0.1, making it a bargain by anyone’s standards.center_img Stock market rally: 2 cheap UK shares I’d buy for the 2021 bull market I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shareslast_img read more

3 FTSE 100 shares to buy today

first_img Image source: Getty Images Rupert Hargreaves | Sunday, 16th May, 2021 | More on: DCC EVR EXPN Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img See all posts by Rupert Hargreaves Simply click below to discover how you can take advantage of this. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! 3 FTSE 100 shares to buy today “This Stock Could Be Like Buying Amazon in 1997” Recently, I’ve been looking for FTSE 100 shares to buy today to profit from the global economic recovery. There are three companies I believe are well-positioned to earn handsome returns as growth accelerates. As such, I reckon these are some of the best shares to buy today and would add them to my portfolio.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…FTSE 100 sharesThe first company on my list is the financial data group Experian (LSE: EXPN). This company has carved out a niche for itself in the gathering and processing of consumer financial data. Its size and experience means it has a virtually unrivalled trove of consumer data, which gives it a substantial competitive advantage. As the global economy recovers, I think there will be increased demand for consumer finance products. This could translate into a boon for Experian, which makes money when financial services firms request data. These are the primary reasons why I think this is one of the best shares to buy today.However, the firm also faces significant risks and challenges. The largest of which is the potential for a cyberattack, which would decimate the company’s reputation with consumers and institutions alike. Despite this risk, I’d buy the FTSE 100 company for my portfolio. Best shares to buy todayAnother company I’d buy for my portfolio of FTSE 100 stocks is DCC (LSE: DCC). This is another business that has a solid competitive advantage. In DCC’s case, it’s the firm’s size.Logistics can be a low margin business, but DCC can use its economies of scales to increase margins and profitability. Management has also been reinvesting profits into acquisitions to improve growth. The company’s latest acquisition was primary-care supplier Worner for €80m.This strategy has enabled the company to increase pre-tax profit from £248m for the financial year ending March 2017 to £311m for the fiscal period ending March 2020. I’m confident management can continue with this strategy, which is why I’d buy the FTSE 100 business for my portfolio of growth stocks. That said, it can be easy for companies to spend too much on acquisitions. Considering the low profit margins in the distribution industry, if DCC ends up overspending, it could quickly find itself in a precarious financial position. That’s the main risk facing the group. Building back betterFinally, I’d acquire steel group Evraz (LSE: EVR) for my portfolio. Booming demand for steel has sent the price of iron ore up to record levels recently. I reckon this suggests the outlook is bright for steel producers such as Evraz.The company owns every stage of the steel production process, from the iron ore mines to the steel foundries. Once again, this gives Evraz a competitive advantage and an edge over other groups. It has also shown a willingness to return lots of capital to investors when profits are high.Analysts are forecasting a dividend yield of 8.1% on the shares for the year ahead. However, this is just a projection at this stage. There’s no guarantee the stock will yield 8.1% this year.What’s more, commodity prices can fall just as fast as they rise. As such, Evraz’s high profits may not last for long. Even after taking these risks and challenges into account, I’d buy the FTSE 100 stock today. last_img read more

Nicolas Sanchez banned for dangerous challenge after only being penalised

first_imgTuesday Mar 14, 2017 Nicolas Sanchez banned for dangerous challenge after only being penalised Jaguares number ten Nicolas Sanchez has been suspended for a week following a dangerous challenge he made during the round three Super Rugby match against the Lions. At the time he was only penalised, much to the dismay of the Lions and commentators. Test capped flyhalf Sanchez chipped ahead then followed up with a leap into the air, despite Anthony Volmink clearly having caught the ball. His knee or arm made contact with the Lions player’s face, giving him a bloodied nose that needed treatment.Sanchez was only penalised, even though it appeared like a reckless bit of play worthy of a card.He faced a disciplinary hearing and was charged with contravening Law 10.4(g) Dangerous charging. He was suspended for a period of 1 week.In his finding, the Judicial Committee Chairman Robert Stelzner SC ruled the following: “Having considered the citing commissioner’s description of the incident and the available video footage the Committee amended the charge to Law 10.4(g) Dangerous Charging and accept the player’s admission in respect of that contravention. “Having further considered all the available evidence, including the player’s own account, and submissions from his legal representative, Aaron Lloyd, the Judicial Committee found the player’s actions to have breached the red card threshold.”  “With respect to sanction the Judicial Committee deemed the act of foul play to merit a low end entry point of 2 weeks. Taking into account various mitigating factors, including the Player’s excellent record and early guilty plea, the Judicial Committee reduced the suspension to 1 week.”Shortly after the halftime break Sanchez made another challenge that could have been deemed worthy of at least a penalty, while others felt it was simply a clumsy low tackle.credit: justrugby2017ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Big Hits & Dirty Play Related Articles 25 WEEKS AGO Suspensions handed down after testicle grabbing… 26 WEEKS AGO The ‘double ruffle’ splits opinion with fans… 26 WEEKS AGO WATCH: The nastiest and most brutal moments… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Three Row Houses / Martin Cenek Architecture

first_imgArchDaily Three Row Houses / Martin Cenek Architecture Photographs:  Martin Čeněk Manufacturers Brands with products used in this architecture project “COPY” Projects Photographs Save this picture!© Martin Čeněk+ 40Curated by Paula Pintos Share Clients:Tomáš ChrustLandscape:Petra NovotnáEngineering:Jiří Bartoň, Lenka BrandejskáStructural Engineer:Jan MargoldFire Protection:Jindříška HüttnerováPlumbing:Tomáš BalažovičHVAC:Jakub NovákElectrical:Petr FůsekAcoustics:Petr AdamecCity:Prague 6Country:Czech RepublicMore SpecsLess SpecsSave this picture!© Martin ČeněkRecommended ProductsEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWindowsKalwall®Facades – Window ReplacementsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodEGGERLaminatesText description provided by the architects. When designing the set of three family row houses in the village-like context of Liboc in Prague 6, our aim was to pay particular attention to the local context and define a volumetry and a choice of materials that would refer to traditional architecture of the surroundings as well as to the specifics of the plot. The trio of family houses is set in the existing context along Libocká street in this historical part of Prague, formerly an independent village.Save this picture!© Martin ČeněkTo the east of the new building, there is a row of houses of the original tissue that strictly respects the street boundary line. To the west, the plot is adjacent to a sloping road leading to a former cemetery at the historic Hvězda preserve, which is neighbouring the plot on the south side. Behind this road, a more expressive recent villa is located, considerably retreated from the street line and with dominant corner. The plot is sloping steeply to the north resulting in a configuration where the entrances from the street level are one floor below the garden, naturally separating public and private exterior spaces.Save this picture!© Martin ČeněkThe simple white volume which strictly follows the street boundary contains two of the houses, its length along the street reflecting the typical plot width of the old village, while the end section clad in grey aluminium turns away to reflect the neighbour, and its exceptional position means that it contains a larger home of the client himself. Although the volumes and materials are referring to traditional architecture, they are interpreted as a simple and modest homogeneous mass with minimal detailing. All three houses are distributed on four levels, the lower one being in contact with the street, while the second is open to the garden.Save this picture!Ground floor and first floor plansThe bottom floor is set back to give a feeling of lightness to the simple monochromatic volumes above. The parterre of the entire building is structured by two blocks containing staircases; the rest of the ground floor is set back significantly below the main mass of the building. In this way the volume allows the extension of a very constrained street profile, but at the same time the historical street boundary line, as well as the height of the roof cornices and ridges are firmly held. Service areas of the house are located towards the busy and noisy street on the north side of the house, which (along with the energy concept – the building is designed in passive house standard) logically implies a lower fenestration of this facade.Save this picture!© Martin ČeněkThe interior design of the houses aimed to attain overall simplicity, clarity and functionality of the spaces, and with a moderate choice of materials – concrete, white plaster, oak wood and white painted furniture surfaces we tried to achieve unity with the external appearance of the buildings, as well as with the exterior spaces. The two houses that form one architectural volume from the exterior were inside also treated in a similar manner, with the predominant monochrome tonality and rather austere detailing.Save this picture!© Martin ČeněkThe third, significantly larger house for the family of the client offered the possibility of a different solution, including a more dramatically shaped staircase which plays the role of a hinge – an articulation of the building where the entire volume bends –, wooden wall sidings and visible concrete surfaces complemented by built-in furniture in a combination of white lacquer and oak veneer. In addition to the overall concept of interior design, all built-in furniture was designed and appropriate free standing furniture was chosen to supplement the final appearance. The client´s contemporary art collection was also an important aspect of the interior design.Save this picture!© Martin ČeněkProject gallerySee allShow lessHarvard GSD’s 2020 Wheelwright Prize Open for SubmissionsArchitecture NewsOld Spitalfields Market Holdings / Foster + PartnersSelected Projects Share Three Row Houses / Martin Cenek ArchitectureSave this projectSaveThree Row Houses / Martin Cenek Architecture “COPY” Houses Lead Architect: Year:  2018 Martin Čeněk CopyHouses•Prague 6, Czech Republic Manufacturers: AutoDesk, BoConcept, GRAPHISOFT, Brokis, Catalano, Foscarini, Mitsubishi Electric, Moooi, Osmont, PREFA, TON, Zucchetti, Armontis, Dare, RED, Rendl light studio Area:  293 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/928405/three-row-houses-martin-cenek-architecture Clipboard Czech Republic Architects: Martin Cenek Architecture Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/928405/three-row-houses-martin-cenek-architecture Clipboard CopyAbout this officeMartin Cenek ArchitectureOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookPrague 6Czech RepublicPublished on November 14, 2019Cite: “Three Row Houses / Martin Cenek Architecture” 14 Nov 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Pasadena’s Weekend Weather Outlook

first_img Name (required)  Mail (required) (not be published)  Website  EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Make a comment Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. First Heatwave Expected Next Week Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News More Cool Stuffcenter_img Temperatures in Pasadena will heat up over the weekend before cooling back down starting next Monday, according to the National Weather Service’s forecast.Saturday, the hottest day of the weekend, will reach 88 degrees despite having patchy fog and cloud cover in the morning. Wind on Saturday could see gusts as high as 15 mph, according to the forecast.Sunday will cool down a bit as the temperature will dip to 86 degrees. Wind will be light, as gusts are expected to reach between 5-10 mph.However, the nighttime coolness Pasadena has seen last week will stay over the weekend, as Saturday’s low will drop to 62 degrees while Sunday’s will decrease to 61 degrees.Next week will remain cool as the only day slated to be above 80 degrees is Thursday, according to the forecast.SaturdayPatchy fog before 11am. Otherwise, cloudy through mid morning, then gradual clearing, with a high near 88. Light and variable wind becoming south southwest 5 to 10 mph in the afternoon. Winds could gust as high as 15 mph.Saturday NightClear, with a low around 62. Southeast wind 5 to 10 mph, with gusts as high as 15 mph.SundaySunny, with a high near 86. Light and variable wind becoming southwest 5 to 10 mph in the afternoon.Sunday NightPatchy fog after 11pm. Otherwise, mostly cloudy, with a low around 61. Community News Community News Community News Pasadena’s Weekend Weather Outlook Published on Friday, September 9, 2016 | 1:23 pm Herbeauty8 Gift Ideas Your New BF Will Definitely LikeHerbeautyHerbeautyHerbeautyShort On Time? 10-Minute Workouts Are Just What You NeedHerbeautyHerbeautyHerbeautyWeird Types Of Massage Not Everyone Dares To TryHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeauty Subscribe Your email address will not be published. Required fields are marked * faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 0 commentsShareShareTweetSharePin it last_img read more

Former CFPB Director Discusses Bureau’s Response to COVID-19

first_img in Daily Dose, Featured, Government, News May 1, 2020 1,040 Views Former CFPB Director Discusses Bureau’s Response to COVID-19 CFPB Coronavirus 2020-05-01 Mike Albanese Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: GSEs Report Coronavirus-Driven Income Loss Next: 7.3% of Active Mortgages Now in Forbearance  Print This Post Demand Propels Home Prices Upward 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days agocenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Former CFPB Director Discusses Bureau’s Response to COVID-19 Demand Propels Home Prices Upward 2 days ago Tagged with: CFPB Coronavirus Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Mike Albanese The first Director of the Consumer Financial Protection Bureau (CFPB) said the Bureau should be doing more to help consumers. “The consumer’s bureau … has been missing in action,” said Richard Cordray during a webinar with the Brooking’s Institute. Cordray said the burden during this crisis has been mostly falling onto the shoulders of the consumers—many of which are running out of savings and unable to pay mortgages. He said this crisis needed actions, enforcement, and oversight from the CFPB, which he said initially thought of this crisis as strictly business-focused. Cordray points out the issues facing mortgage servicers, who are offering deferred payments to consumers during this crisis. He added that if these servicers are being held accountable, consumers will not be given relief. “I think it’s time for the consumer’s bureau to step up,” he said. Cordray added one of the issues facing servicers is there are many in the mix, and the nonbank servicers are not as capitalized and not as well prepared to handle downfalls. He said one of the items that he and the Financial Stability Oversight Council were working on before his departure was properly capitalizing servicers. Also, he said mortgage servicing, for the most part, is an easy job when things are going well. However, during downturns, volumes increase, and servicers become overwhelmed. Cordray said nobody could have been prepared for this, but mortgage servicers could have done more than what they did. He added that after the Great Recession 12 years ago, it would be very difficult to go back to a community-based lending model. Cordray said advancements had been made in the economy and it has made life for consumers better, but it does come with risks. Cordray said the Great Recession was mostly driven by foreclosures, for both consumers and business, and that doesn’t bode well for the economy. He said courts become clogged, the time frame for foreclosures stretches out, and the end results is an abundance of abandoned homes. “We saw how dysfunctional it was during the last crisis,” he said, adding foreclosures need to be used as a last resort.  Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Sign up for DS News Daily Subscribelast_img read more

Zombie-Property Numbers Are Rising

first_img Servicers Navigate the Post-Pandemic World 2 days ago 2021-05-27 Christina Hughes Babb Zombie-Property Numbers Are Rising in Daily Dose, Featured, Market Studies, News Home / Daily Dose / Zombie-Property Numbers Are Rising Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago 3 days ago 655 Views Share Save A very small percentage of the country’s total stock of some 99 million residential homes were zombie properties—pre-foreclosure properties that have been abandoned—in the second quarter of 2021, according to ATTOM Data Solutions, but the numbers have risen since the first quarter.One of every 12,256 homes in the second quarter sit empty in the foreclosure process, up from one in 14,825 in the first quarter of 2021 and up from one in 12,967 in the second quarter of last year.How are zombie homes on the rise in the midst of a nationwide foreclosure moratorium? Could this be a signal of things to come once the moratoria lift? The pros say they need more time and data to determine definitive answers.”The latest numbers show a spike in zombie properties during the second quarter that stands out compared to recent times, especially given the moratorium. It may simply be due to lenders foreclosing on homes that were already abandoned. We are watching that closely to see what it means and whether it’s the start of new trend,” said Todd Teta, Chief Product Officer with ATTOM Data Solutions. “But even with the increase, zombie foreclosures are still just a dot on the housing market radar screen, which is more testimony to how strong the housing market remains. You can still walk around most neighborhoods around the country and literally not find a single empty house going through the takeover process, and that remains very good news for current homeowners, as well as potential homeowners.”RealtyTrac’s EVP Rick Sharga also offers his insight:”We’ve seen this before—government officials who are trying to prevent unnecessary defaults delay foreclosure proceedings for so long that the distressed borrowers simply abandon the property before the foreclosure takes place,” Sharga said. “There are probably two things behind the increase in Zombie foreclosures: First, the fact that most foreclosure starts today are on vacant and abandoned properties; and second, there were also almost 250,000 loans in foreclosure prior to the pandemic, and they’ve been in limbo for over 14 months. Very likely that some of the borrowers in those properties have moved on, but lenders have been prohibited from beginning foreclosure proceedings on those loans.”The highest numbers of zombie properties are located in northeastern and midwestern states such as New York (2,052), Ohio (1,033), Florida (1,021), Illinois (897), and Pennsylvania (401).More details are included in the full report at ATTOMData.com. Subscribe Related Articles Demand Propels Home Prices Upward 1 day ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Freddie Mac Names Michael DeVito New CEO Next: Fannie Mae Announces New EVP, Head of Single-Family Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post About Author: Christina Hughes Babb Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 1 day ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days agolast_img read more

Investigation launched after property damaged in overnight fire

first_img Twitter Investigation launched after property damaged in overnight fire By News Highland – January 9, 2019 WhatsApp Arranmore progress and potential flagged as population grows Twitter News, Sport and Obituaries on Monday May 24th WhatsApp Previous articleTwo Donegal men appear in court over Sydney murderNext articleMcGinty, McMonagle and Barr reach Ulster Boxing Finals News Highland Google+ Facebook Google+center_img Pinterest RELATED ARTICLESMORE FROM AUTHOR Pinterest DL Debate – 24/05/21 Nine til Noon Show – Listen back to Monday’s Programme An investigation is continuing after a property in Derry was badly damaged by fire overnight. It’s been claimed that the vacant house, situated at Northland Avenue, is being entered regularly by young people who use the property to carry out anti-social behaviour.The owner of the property is understood to be in care for a number of months with efforts now underway by their relatives make the premises more secure.Cllr Mickey Cooper says its highly unfortunate that the situation has escalated to this stage:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/01/copper1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Loganair’s new Derry – Liverpool air service takes off from CODA AudioHomepage BannerNews Important message for people attending LUH’s INR clinic Facebooklast_img read more

Thousand Oaks mass shooting survivors recount horror at Borderline nightclub: ‘I’m terrified’

first_imgKABC-TV(THOUSAND OAKS, Calif.) — A college night at a popular music bar in a Southern California suburb ended in bloodshed when at least 12 people were shot dead. Witnesses recounted how they hid under tables, jumped through windows and ran for their lives.A gunman burst into the Borderline Bar and Grill in Thousand Oaks late Wednesday night, firing multiple rounds at patrons and throwing what appeared to be smoke bombs.Teylor Whittler, 19, was celebrating her friend’s 21st birthday inside the packed Western-style bar, which hosts a “college night” on Wednesdays that is open to people 18 and over.“I was on the dance floor dancing and all of a sudden I heard the shots,” Whittler told ABC News in an interview Thursday on “Good Morning America.”“I turned around and I saw it was an actual person with a gun and I couldn’t believe it at first, but my initial reaction was to run and take cover,” she said. “A bunch of people dog-piled on top of each other.”Whittler recalled how some men in the crowd got down to block her and others on the ground, with their backs to the shooter, “ready to take a bullet for every single one of us.”When there was a break in the shooting, dozens of people tried to flee out the back door and jump through windows, she said.“I ended up getting caught on the ground and stumbled over by multiple people. I got hit in the head by a stool that was being picked up to throw through a window,” Whittler said. “Some guy came up behind me and grabbed me and said, ‘Get up, we have to go.’”Whittler’s friend, Sarah Rose DeSon, said she saw what appeared to be smoke grenades.“I was lucky enough to get out alive,” DeSon said on “GMA.” “It does not feel real. I’m in shock, I’m in shock. I’m terrified.”Their friend, Nellie Wong, whose 21st birthday they were celebrating, said their group was at the bar with a couple of other friends whom they haven’t heard from since the gunfire broke out.“We don’t know if they’re still in there,” Wong said. “If they got out, we don’t know where they are.”John Hedge said he was with his stepdad near the bar’s entrance when the shooting began and he thought it was a “joke” at first until he saw people drop to the floor.“I was talking to my stepdad and I just started hearing these big pops. Pop, pop, pop,” Hedge told ABC Los Angeles station KABC-TV. “There was probably 12 shots before I got out the front door.”A witness who gave only his first name, Matt, said he hid until he heard the gunman reload and then used a barstool to smash a window to help get others to safety.“All I did was grab as many people as I could and pulled them underneath the table and then till I heard a break in the shots and then we got people out of there as much as we could,” Matt told KABC-TV. “I know where I’m going if I die, so I was not worried to sacrifice. So all I wanted to do was get as many people out of there as possible.”Authorities said the alleged shooter was later found dead inside an office adjacent to the entry of the bar. The suspect has been identified as Ian David Long, a 28-year-old U.S. Marine Corps veteran, according to Ventura County Sheriff Geoff Dean.Long was allegedly armed with a legally purchased .45-caliber Glock handgun that had an extended magazine, Dean said.At least 12 people, including Ventura County Sheriff’s Sgt. Ron Helus, were fatally shot and at least 13 others injured, Dean said. Those 13 patients were treated at local hospitals for gunshot wounds or cuts and have since been released, officials said.Thousand Oaks, located about 40 miles west of Los Angeles, is considered to be among the safest cities in the country, with good schools and low crime. It ranked third in America’s safest cities this year, according to Niche, a Pittsburgh-based company that researches neighborhoods and schools across the nation based on public data as well as resident reviews.Wednesday night’s shooting is the latest on the growing list of mass shootings in the United States this year. So far, there have been at least six mass shootings in 2018, resulting in 59 deaths.This is a breaking story. Please check back for updates.Copyright © 2018, ABC Radio. All rights reserved.last_img read more